Tactical asset allocation with a long term value focus.
Our investment philosophy is based on 5 basic rules (Diversify, buy low – sell high, reduce or eliminate risk, control costs and have a personalized plan) and the knowledge that investment risks and opportunities are influenced by real world market and economic conditions. We use a combination of Strategic and Tactical asset allocation to manage portfolio risk and improve growth opportunities. We strategically construct a core portfolio based on the client’s individual goals and objectives then tactically adjust exposure to various asset classes based on current or expected market and economic conditions.
We believe that relying on a “Buy & Hold” strategic asset allocation alone, results in exposure to unnecessary risks and missed opportunities. By tactically adjusting a portion of the portfolio in response to changes the market or economy, it can be possible to better manage risk and exploit opportunities when they present themselves.
Taking the time to fully understand our client is important to their investment success. Exactly how each client’s account is allocated is determined based on their individual goals, objectives, risk tolerance and time horizon.
How We Construct Your Portfolio
CBL Wealth Management uses a combination of Strategic and Tactical asset allocation to manage portfolio risk and improve growth opportunities. We strategically construct a core portfolio based on each client’s individual goals and objectives then tactically adjust exposure to various asset classes when necessary based on current or expected market and economic conditions.
Why Tactical Wealth Management?
Tactical Management defines “how” assets are managed versus Strategic Allocation which defines “what” assets are managed and the allocation. This is very different from traditional investment manager’s style of adopting an asset allocation for the entire investment plan based simply on mathematical diversification. Tactical managers, on the other hand, pursue real world investment positions and allocations change as the market trends, economy and political policy dictate. As you can see, tactical management is much more proactive for the investor. We believe including a proactive approach is a good way to manage risk over the long term.
All investments are subject to risk, may lose value and have no bank guarantee