CBL Wealth Management is a “Fee Only” firm that is compensated entirely by asset based fees, hourly fees and fixed fees; we receive NO commissions from ANY of the securities we use or recommend. Because we receive no commissions from any of the securities we offer, our investment selections tend to be lower cost solutions to our client’s needs
It is our opinion that receiving commissions, sales charges or revenue sharing from the investments used in a client’s portfolio may result in an inducement to sell or hold particular securities and may not be in our client’s best interest.
Our fee structure
Our investment advisory practice is 100% fee based. Our annual advisory fees are calculated simply as a percentage of assets under management (AUM). Select services are offered on a flat-rate or hourly basis. We are not compensated based on performance, trading activity or commissions.
The table below reflects what our fees may look like for you.
How we are compensated for our advisory services provided to you-
Asset Management:
| Assets Under Management | Annual Percentage | Quarterly Percentage |
| $0 to $500,000 | 1.50% | 0.3750% |
| $500,001 to $1Million | 1.25% | 0.3125% |
| $1,000,001 to $5Million | 1.00% | 0.250% |
| $5,000,001 to $10Million | 0.90% | 0.225% |
| $10,000,001 or more | Negotiable | |
Our firm’s fees are generally billed on a quarterly pro-rata annualized basis. If billed in advance, fee calculations will be based on the value of your account on the last day of the previous quarter. If billed in arrears, fee calculations will be based on the last day of the quarter in which services were provided. The fee assessed and applicable billing cycle will be outlined in the client’s signed agreement.
Financial Planning & Consulting:
We charge on an hourly or flat fee basis for financial planning and consulting services. The total estimated fee, as well as the ultimate fee that we charge you, is based on the scope and complexity of our engagement with you. Our hourly fees range from $150 to $350 for financial advisors. Flat fees generally range from $500 to $5,000.